Senior Associate, Funds Transfer Pricing

Company: Capital One
Location: Mc Lean
Posted on: April 2, 2026

Job Description:

Senior Associate, Funds Transfer Pricing Capital One’s Capital Markets & Analytics - Funds Transfer Pricing (FTP) team is seeking a highly motivated, talented, and collaborative professional. The Funds Transfer Pricing team is responsible for assigning a cost of funds for virtually all assets and liabilities on the balance sheet. In order to assign a cost of funds, the team works with stakeholders across the Company to create, manage, and implement an effective FTP framework. Through this function the team enables the business lines to make the right marginal product and pricing decisions, facilitates interest rate risk management of the Company, and provides an essential component to each individual line of business’s Profit & Loss (P&L). The associate will work with other teams within Capital Markets & Analytics and additional partner teams within Finance, Technology, and our Business Lines on monthly and weekly FTP processes, as well as annual processes such as methodology updates, Annual Budget and stress testing. The role requires exceptional problem solving, innovation, analytical and communication skills. The successful candidate must demonstrate the ability to establish and maintain strong partnerships across multiple teams to understand business strategies and their implications on FTP and Treasury Profit & Loss (P&L). We expect our analysts to leverage new technologies to simplify and automate our processing functions. General Responsibilities: Lead the execution of various FTP production processes for FTP actuals, outlook, stress testing, and marginal guidance processes owned by the team Develop a solid knowledge of our FTP framework and processes; Prepare and communicate results and recommendations effectively to senior management and business partners Collaborate across the team and with Business partners to understand new strategies and products and their implications to FTP methodology and our production processes Work closely with business and technology partners to resolve issues in the production processes Establish and maintain well-managed processes; document processes and controls to support internal reviews or exams Drive process improvements and create new reporting and analysis tools in our existing technology stack, management accounting systems, and visualization tools Support cross functional enterprise projects that impact our data sourcing and reporting Basic Qualifications: Bachelor's Degree or military experience At least 2 years of experience in financial services Preferred Qualifications: Strong communication and presentation skills Strong critical thinking and problem solving skills At least 2 years of banking experience within a treasury function At least 2 years of experience in asset or liability management At least 2 years of experience in financial analysis At least 1 year of experience in project management Knowledge of SQL, Python, and Microsoft Excel At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $111,200 - $126,900 for Sr. Analyst, Capital Markets & Risk Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Keywords: Capital One, Arlington , Senior Associate, Funds Transfer Pricing, Accounting, Auditing , Mc Lean, Virginia